Please use this identifier to cite or link to this item: http://hdl.handle.net/123456789/428
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dc.contributor.authorIssahaku, H.-
dc.contributor.authorDary, S. K.-
dc.contributor.authorUstarz, Y.-
dc.date.accessioned2016-01-19T13:53:05Z-
dc.date.available2016-01-19T13:53:05Z-
dc.date.issued2013-
dc.identifier.issn2333-4770-
dc.identifier.urihttp://hdl.handle.net/123456789/428-
dc.description.abstractThe relationship between the financial structure of Microfinance Institutions (MFIs) and their innovativeness remains unexplored in the microfinance literature. This paper represents an attempt to fill this void using a random sample of microfinance institutions in the three northern regions of Ghana -Northern, Upper East and Upper West regions. The impact of financial characteristics on innovation was ascertained using a combination of Analysis of Variance (ANOVA), multiple regression, and binary logistic regression. The findings revealed that the loan repayment rate, and interest rate affect the introduction of new savings products (product innovation), and number of branches (location innovation). Sources of funding involving banking funding, and equity of owner were found to encourage the development of new loan products. The findings call for the need for MFIs to diversify their funding sources as a means of enhancing innovativeness and mitigating risken_US
dc.language.isoenen_US
dc.publisherScience and Education Publishing Co. Ltden_US
dc.relation.ispartofseriesVol. 1;Issue 3-
dc.subjectAnalysis of varianceen_US
dc.subjectMultiple regressionen_US
dc.subjectBinary logistic regressionen_US
dc.subjectNorthern Ghanaen_US
dc.subjectFinancial characteristicsen_US
dc.subjectInnovationen_US
dc.subjectMicrofinance institutionsen_US
dc.titleFINANCIAL CHARACTERISTICS AND INNOVATIONS IN MICROFINANCE INSTITUTIONS IN GHANAen_US
dc.typeArticleen_US
Appears in Collections:Faculty of Integrated Development Studies

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