Please use this identifier to cite or link to this item: http://hdl.handle.net/123456789/1279
Title: THE IMPACT OF MUTUAL HEALTH INSURANCE SCHEME ON ACCESS AND QUALITY OF HEALTH CARE IN NORTHERN GHANA: THE CASE OF KASSENA-NANKANA EAST SCHEME
Authors: Alatinga, K.A.
Fielmua, N.
Keywords: Mutual health Insurance
Access
Quality
Health
Northern
Ghana
Issue Date: 2011
Publisher: Canadian Center of Science and Education
Series/Report no.: Vol.4;Isssue 5
Abstract: This study examines the Impact of Mutual Health Insurance on Access and Quality of Health Care for the Rural Poor in Northern Ghana. The practical interest in Mutual Health Insurance is occasioned by the fact that many developing countries including Ghana are exploring new and innovative ways of dealing with the difficult issues of health care financing and access to health care especially for the rural poor. Using household surveys and focus group discussions, the study establishes that Mutual Health Insurance improves the poor access to health care as the insured use nearly 3 times of health facilities more than the uninsured. The insured equally pay relatively lower out-of-pocket fees than the uninsured at the point of demanding health care. Households with higher incomes generally enrol in health insurance while the poorest segment of the community risk being excluded because they cannot afford the insurance premiums. It is recommended that since the flat rate nature of insurance premiums is what prevents majority of households from enrolling in health insurance, the premiums could be made more flexible for the rural poor.
URI: http://hdl.handle.net/123456789/1279
ISSN: 1913-9063
Appears in Collections:Faculty of Planning and Land Mangement

Files in This Item:
File Description SizeFormat 
Impact_NHIS.pdfMain article384.48 kBAdobe PDFView/Open


Items in UDSspace are protected by copyright, with all rights reserved, unless otherwise indicated.