Please use this identifier to cite or link to this item:
http://hdl.handle.net/123456789/852
Full metadata record
DC Field | Value | Language |
---|---|---|
dc.contributor.author | Seidu, A. | - |
dc.date.accessioned | 2016-11-02T09:50:34Z | - |
dc.date.available | 2016-11-02T09:50:34Z | - |
dc.date.issued | 2011 | - |
dc.identifier.issn | 0855-6768 | - |
dc.identifier.uri | http://hdl.handle.net/123456789/852 | - |
dc.description.abstract | Micro-finance institutions (MFIs) grant micro-credits to hundreds of thousands of people, particularly women in developing countries with the aim of empowering them. The micro-credits in the form of small loans to women are considered a tool for empowering women toward change in their socio-economic conditions. This paper investigates the impact of micro-credit as a women’s empowerment strategy. It draws from various impact assessment studies on micro-credit programmes in Ghana, Cameroun and Gambia to examine issues on health and nutrition, education and skills development, income generation and, savings and investment as well as critique micro-credit policies and strategies. It reveals that micro-credit programmes are primarily reaching low income, moderately poor micro-entrepreneurs as target beneficiaries because majority of households have been able to acquire basic durable assets, such as bicycles, cooking pots, basins and roasters (cylinders). It concludes that micro-credit programmes have positive impacts on women and the poor in spite of their challenges. It recommends, among others, that micro-finance organizations revise their policies to address the challenges of women and target their socio-economic development needs and aspirations. Additionally, access to credit on sustainable basis is more important to the poor than receiving credit at subsidized interest rates. | en_US |
dc.language.iso | en | en_US |
dc.publisher | University for Development Studies | en_US |
dc.relation.ispartofseries | Vol. 8;Issue 1 | - |
dc.subject | Microcredit | en_US |
dc.subject | Women’s empowerment | en_US |
dc.subject | Micro-finance policies | en_US |
dc.subject | Non Governmental Organizations | en_US |
dc.title | IS MICROCREDIT A VIABLE STRATEGY FOR EMPOWERING WOMEN? A REVIEW OF SELECTED NGO PROGRAMMES IN AFRICA | en_US |
dc.type | Article | en_US |
Appears in Collections: | Ghana Journal of Development Studies (GJDS) |
Files in This Item:
File | Description | Size | Format | |
---|---|---|---|---|
IS MICROCREDIT A VIABLE STRATEGY FOR EMPOWERING WOMEN - A REVIEW OF SELECTED NGO PROGRAMMES IN AFRICA.pdf | 316.39 kB | Adobe PDF | View/Open |
Items in DSpace are protected by copyright, with all rights reserved, unless otherwise indicated.